What types of roof damage are repairable?
Many factors must be considered when it comes to repairing roofs. In general, if the roof’s overall condition is sound and the damage is localized, most damage can be repaired. On the other hand, if the roof is in poor overall condition, localized repairs may be a temporary option but widespread damage may warrant a full roof restoration.
Another roofer says the roof is shot, but it looks fine to me. Can you give me a second opinion?
Sure, we’re here to serve. We’ll be happy to look at your roof and would appreciate the opportunity to bid on the project as well. Our findings may be identical to the other roofing company or we may discover that your roof does not need to be replaced – we won’t know until we see it for ourselves. Keep in mind that some roof damage, in particular damage from hailstones on asphalt shingles, isn’t readily obvious to the untrained eye.
I have Allstate insurance. Will they pay for a full roof replacement?
It doesn’t matter which insurance carrier you are insured with so much as what caused the damage and whether the damage is covered under the terms of your individual policy.
What type of roof damage does insurance typically cover?
Again, your insurance policy will have specific covered perils, exclusions, and limits. Typically, roof damage from natural, unexpected events such as high winds, wildfires, and storms, is covered while roof damage due to negligence and general wear and tear is not covered.
In addition, your insurance policy likely imposes a predetermined deductible that must be met before the insurance company pays for anything. For example, if you have a $1000 deductible and a storm caused $10,000 in roof damage, you will be responsible for paying the first $1000 and the insurance company will pay $9000.
Help! A tree crashed through my roof – what do I do?
First, relax. You’re in good hands with Woodlands Roofing. Are you and all of the home’s occupants in a safe location? If not, make sure to evacuate the home as it could be unstable. Next, call us and your insurance company immediately! We offer emergency roofing services in situations such as this. While the damage may be severe, we are fully capable of handling the job.
Do you carry insurance?
Do you carry insurance?